According to financial analysts one of the most popular tricks of financial institutions advertising their own loan products are so-called interest-free loans that are issued to potential borrowers in times of celebrations such as new year or Christmas to buy expensive gifts to their relatives or loved ones. Also do not forget about such a delicate moment, as the Statute of limitations. Statistics show that a huge number of people suffering from creditmany present among today's youth, who grew up in the conditions established capitalist relations. This is due to the fact that many men are 30 years of age suffer cravings for expensive and new cars, and as practice shows, in most cases, their financial capacity is not the same appetites. Such is the irony.
But when the inheritance is passive part sometimes plays the most active role. Of course, it all seems quite logical – they don't have enough money, so they try to get loans. Less under the dependence of the cars are women the same age as the above men whose main "sick" is the new clothes and shopping, such as coats, raincoats, fur coats or jewelry. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. According to most psychologists about obtaining loans most often think people with low incomes.
Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. it can change throughout the term of payment more than once. After 14 to 18 years and the decision on acceptance of the inheritance and, accordingly, obligations for the payment of the loan, the heir will be considered together with the guardians. It is obvious that the refusal of the inheritance in favor of third parties to transferred liabilities and the payment of the loan. The Bank approves his application, but includes in the credit agreement a lump sum payment for the issuance of money. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. Such is the irony. If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. For example, a borrower wants to take a Bank of 100 thousand rubles. That is, the borrower will have to pay 10 Grand to get funds.